We all have things that we’d really like to buy, whether it’s a new pair of shoes or a new piece of sports equipment, and it can be hard to save money for the things you need if you keep splurging on smaller items that don’t add much to your life.
Earmark is an app that helps you keep track of those little purchases like an extra cup of coffee, a bag of candy, or anything else that seems insignificant but can really add up.
The first step is to choose the top five things you want to buy that would normally be out of your budget. You can find the exact item online and “pin” it, or you can add something a little bit less specific. If you want to treat yourself but aren’t sure how, then you can get suggestions from friends or the app itself.
Then, every time you have the urge to buy something small that you don’t really need, earmark it in the app. Every little purchase that you skip out on will add up fast – thirty lattes could be a new pair of shoes for example. There are even achievements to let you know how much progress you’ve made, a good way to keep yourself motivated.
So, if you’ve been struggling to buy something that really matters to you, but have a lot of little trinkets to show for your efforts instead, it might be time to look into Earmark.