Managing finances and purchases on smartphones has been a relatively minor affair. Sure you can track your bank account, buy a $1 app, or even split a bill with friends at dinner. But usually anything having more complex processes (or consequences) was saved for the desktop.
As work culture shifts to always on, always mobile, the spaces people work at are changing to match. From freelancers to full time employees not required to work at the office, workers are looking for places to get things done.