Upcoming technology from Fiserv, a financial IT services company, will soon make it possible to deposit checks virtually, from anywhere equipped with a scanner and wifi. Users will be able to wave goodbye to long waits at their local branch, and tellers and even ATMs could be dethroned by Fiserv’s service value and rewards. And it’s no surprise that the service-over-geo location mindset is impacting banking. We already purchase our cable, mortgage and prescription drugs without knowing where the closest branches are, because few consumers care who the man behind the curtain is as long as they’re getting what they want.

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