The start-up is partnering with brands like Subway, allowing their gift cards to be used to buy from online gaming companies.

New start-up Openbucks is looking to provide the millions of people who can’t get credit cards (because they’re too young or have bad credit, for example) with a way to pay for goods online. Their method is gift cards, and they’re creating a ‘universal payment network’ that lets you use them to buy digital goods and services.

The company has already partnered with six brands (Subway, CVS, Circle K, Sports Authority, Hess and CITGO) to offer gift cards. When you visit a supported site, you simply enter the number on your card and click submit, then the money will be deducted from the card and you’ll receive a receipt.

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