Your front-facing camera will soon authenticate payments as being tested out in a pilot program with First Tech Federal Credit Union

The financial services company MasterCard is experimenting on the use of facial recognition technology to authorize payments. This security feature will be useful in preventing illicit use of cards for online payments, replacing the current password or PIN protection MasterCard is using.

The technology works through an app installed on a smartphone which is linked to the card account. When a person attempts to use their card for an online payment, the app will ask for a verification. Depending on their phone specs, they can choose to either verify with fingerprints or by a selfie.

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