The tech giant is now venturing into banking with the Apple Card, an online-first credit card that's available to all of its U.S. users

Many of us trust Apple with our personal technology, from phones to computers to headphones. But now, the tech company is taking a huge step into banking with the launch of its very own digital-first credit card, which on Tuesday was made available to each of its U.S. customers.

The Apple Card has two manifestations: a primary, online version that lives on users' phones and an optional, physical card that can be delivered on request. The digital card is accepted everywhere that takes Apple Pay, while the physical card works in places that don't yet boast that capability. It's meant primarily as a backup—users get 2% Daily Cash, or cash back, on iPhone purchases, but only 1% on ones that use the physical card.

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