Jay serves as the Chariman and CEO for BankMobile and Customers Bank. BankMobile is the first application to offer free checking accounts, savings accounts, lines of credit, and access to over 55,000 ATMs without any fees in the US. BankMobile is aiming to provide the full banking experience via a mobile application to attract millennial users. Jay has spent his career in the Banking Sector and prior to joining Customers Bank he served as the Founder, Chairman and CEO of Sovereign Bancorp Inc and led it to become the 17th largest bank in the country. He has his MBA from Wilkes University and also graduated from Harvard Business School's Leadership Course.